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FRP Arranges £1.5m in Specialist Property Finance for Investors

FRP Real Estate Advisory has arranged three specialist property finance facilities totalling approximately £1.5 million for property investors operating outside conventional lending criteria. The transactions, completed in recent weeks, included land bridging, a secured revolving credit facility, and development-linked bridging finance.

The first transaction was a land bridge of £163,911 at 40% loan-to-value (LTV) against a vacant industrial unit, completed over 12 months. The lender based the loan on the purchase price without requiring a formal valuation, and the deal was completed in three and a half weeks.

The second facility was a second-charge revolving credit facility of £967,000, secured against a borrower’s primary residence at 71% LTV over 24 months. This structure added approximately 40% borrowing on top of existing debt of around 30% LTV and provided ongoing drawdown flexibility.

The third deal involved a £357,500 bridge at 65% LTV against a vacant industrial unit in Wales, funding approximately £120,000 of works over 12 months. This transaction was completed in two weeks and did not require a debenture.

According to FRP Real Estate Advisory, these deals reflect a trend of established investors moving into development activity, which often falls outside mainstream lending parameters and requires alternative bridging finance arrangements. The structures included lending on purchase price, releasing equity from residential properties, and funding works without formal oversight requirements.

These completions add to recent activity in the specialist lending sector, which has seen increased demand from investors seeking flexible financing solutions as they expand into development projects.