Editor's note: This brief was summarised by The Property AI Newsroom from a report by PropertyWire. Read the original article for full details.

SHC Capital Arranges £33m Bridging Loan for London Property Portfolio

SHC Capital has arranged a £33 million bridging facility through GB Bank for a mixed-use property portfolio in London, completing the transaction within seven days. The loan enabled a property investment group managing over £500 million in UK real estate assets to acquire a portfolio comprising both retail and residential properties in the capital.

The deal required structuring finance for multiple assets held within an offshore structure. According to SHC Capital, the compressed timeline was necessary because the vendor was a publicly listed company. The transaction was completed with legal support from Seddons.

The deal comes at a time when UK housing transactions are facing downward pressure due to interest rate volatility. Bridging finance has become an important tool for investors seeking to move quickly on acquisitions in competitive market conditions, particularly in London’s commercial and residential property sectors where sales volumes have declined in recent months.

SHC Capital indicated plans to complete over £100 million in transactions with GB Bank during 2025. The structure of the deal accommodated the portfolio’s mixed-use nature and offshore holding arrangement, factors that typically extend financing timelines.

This transaction highlights the ongoing activity in London’s property market and the role of specialist finance in supporting deal flow for both letting agents and inventory clerks.