Earl Shilton BS Reports £32m in Mortgage Lending and Record Balances
Market Updates

Earl Shilton BS Reports £32m in Mortgage Lending and Record Balances

By Dr. Priya Sharma, Property Markets Analyst · 5 July 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Solutions. Read the original article for full details.

Earl Shilton BS Reports £32m in Mortgage Lending and Record Balances

Earl Shilton Building Society completed £32 million in new mortgage lending for the year ending 31 March 2026, up from £26 million the previous year. The mutual also reported record mortgage balances of £156.5 million, representing an increase of more than 6% over the financial year.

According to its annual results, Earl Shilton Building Society supported homebuyers, self-build customers, and borrowers with complex lending requirements during the year. The society continued to invest in technology, with a new broker portal set to launch following the implementation of its online savings platform and digital savings journey.

Despite these achievements, the mutual reported a loss of £494,000, compared to a profit of £254,000 the previous year. The chair, Alex Robinson, attributed the loss in part to a “turbulent” last quarter due to the Iran conflict.

Chief executive Scott Devereux described the year as one of meaningful progress, deliberate investment, and continued commitment to service. He noted that the mortgage book had reached its highest level to date and that savings balances continued to grow despite market competition. Devereux also highlighted ongoing investment in IT and change programmes, aimed at modernising engagement with brokers and members.

For letting agents and inventory clerks, the society’s focus on supporting a range of borrowers and investing in digital platforms may signal ongoing opportunities in the UK property market, particularly for those working with clients seeking mortgages for home purchases or self-build projects.


Source: Mortgage Solutions
About the author
Dr. Priya Sharma
Property Markets Analyst

Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.

PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.

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