Dr. Priya Sharma
Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.
PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.
Articles by Dr. Priya Sharma
Concerns Raised Over Sale of Council-Owned Land Near Gardens
Residents are concerned about a neighbour potentially buying council-owned land near their gardens and building on it, according to a report…
British Mortgage Awards Mark 20 Years of Industry Progress
The British Mortgage Awards have recognised individual excellence in the mortgage sector for 20 years, with notable changes in equity releas…
OMS and The Insurance Surgery Launch Integrated Protection Referral Partnership
One Mortgage System (OMS) has partnered with The Insurance Surgery to enable direct protection referrals and secure data transfer within the…
OMS Integrates with The Insurance Surgery for Specialist Protection Referrals
One Mortgage System (OMS) has partnered with The Insurance Surgery to enable direct referrals for specialist protection advice, streamlining…
Mortgage Approvals Fall to Lowest Level Since 2023 as Rates Rise
Mortgage approvals for house purchases in the UK dropped to 56,200 in May, the lowest since December 2023, as average mortgage rates increas…
Mortgage Jobs for Heroes Initiative Expands Opportunities for Service Leavers
A joint initiative is helping service leavers and veterans enter the UK mortgage sector, with new placements and calls for more industry inv…
Vernon Building Society Reduces Self-Build Mortgage Rates by 0.15%
Vernon Building Society has cut its self-build mortgage rates by 0.15%, with discounted rates now starting from 5.75%. The changes apply acr…
Second Mortgage Industry Mental Health Charter Lunch Announced
The Mortgage Industry Mental Health Charter Lunch will return for a second time on 9 October 2026 in London, bringing together over 400 orga…
Net Mortgage Lending Drops 34% to Lowest Level in a Year, Says BoE
Bank of England data shows net mortgage lending fell by 34% in May to its lowest level in a year, with significant declines in remortgage an…
Vernon Building Society Reduces Self-Build Mortgage Rates by 0.15%
Vernon Building Society has cut rates across its self-build mortgage range by 0.15%, affecting products for a variety of construction and re…
Nationwide Job Cuts and Halifax Brand Retirement Lead UK Property Headlines
Nationwide is consulting on 600 job cuts after its Virgin Money takeover, while Lloyds Banking Group will retire the Halifax brand after 173…
FCA Highlights Emotional Barriers to Later Life Lending
The FCA has warned that emotional factors, particularly shame, are a major barrier to later life lending, affecting both older first-time bu…
Halifax Intermediaries to Rebrand as Lloyds in 2027
Halifax Intermediaries will change its brand to Lloyds in 2027. The FCA's plans to clarify Consumer Duty rules and lender rate changes were …
Keystone Launches Special-Edition HMO and MUFB Buy-to-Let Products
Keystone Property Finance has introduced special-edition HMO and MUFB products with lower rates and a simplified fee structure, aiming to st…
Omni Protect Appoints Richard Waters as Head of Strategic Partnerships
Omni Protect has named Richard Waters as its new head of strategic partnerships for protection and health, focusing on new initiatives and i…
Average Fixed Mortgage Rates Fall to Lowest Level Since March
Average fixed-rate mortgage prices have dropped to their lowest level since March, with both two- and five-year fixes now at 5.51%, accordin…
Lender Innovation Targets First-Time Buyer Barriers Post-Help to Buy
Accord Mortgages highlights lender innovation to support first-time buyers facing affordability and deposit challenges after the end of Help…
Precise Launches Cashback Deals; ModaMortgages Cuts BTL Rates
Precise has introduced limited-edition residential products with cashback, while ModaMortgages has reduced rates on its buy-to-let range, in…
Nottingham Building Society Cuts Rates and Lowers Stress Tests
Nottingham Building Society has reduced mortgage rates by up to 32 basis points and lowered stress rates, aiming to boost affordability for …
Brokers Highlight Key Misconceptions Among First-Time Buyers
Industry leaders say many first-time buyers delay homeownership due to misconceptions about affordability and eligibility, impacting their l…
British Mortgage Awards 2026: Winners Announced
The British Mortgage Awards 2026 winners have been announced, recognising excellence across the UK mortgage sector. Rachael won the Buy to L…
Accord and HSBC Announce Mortgage Rate Reductions and Product Changes
Accord Mortgages and HSBC have both announced reductions to their mortgage rates, with Accord also lowering its minimum loan size and relaun…
Public-Private Collaboration Highlighted as Key to Unlocking UK Housing Delivery
A report from UKREiiF highlights the growing importance of public-private collaboration and infrastructure investment in unlocking housing d…
ModaMortgages Cuts Rates on Limited Edition Buy-to-Let Mortgages
ModaMortgages has reduced rates across its limited-edition buy-to-let mortgage range, including two- and five-year fixed products. New rates…
MPs Urge Landlord Fees to Fund PRS Enforcement and Faster Standards Rollout
MPs recommend landlord registration fees fund local authority enforcement in the PRS and call for faster rollout of Decent Homes Standard an…
HMO Market Shows Steady Growth and Increased Professionalism
The UK's HMO sector is evolving with experienced landlords, strong yields, and increased property improvements. Tenant demand remains divers…
Lenders Announce Buy-to-Let Rate Reductions Amid Market Uncertainty
Major lenders including Barclays, Dudley Building Society, Landbay, Zephyr Homeloans, Accord Mortgages, and Saffron Building Society have an…
Jeremy Wood Appointed Non-Executive Director at Hanley Economic Building Society
Hanley Economic Building Society has named Jeremy Wood as a non-executive director. Wood brings experience from roles at NatWest, Nationwide…
Keystone Launches Special Edition HMO and MUFB Buy-to-Let Products
Keystone Property Finance has introduced special edition HMO and MUFB products with reduced rates and a simplified fee structure, as part of…
Committee Urges Government to Strengthen Protections for Private Renters
A cross-party committee has called for more government action to protect private renters, improve housing standards, and support enforcement…
British Mortgage Awards Marks 20 Years of Industry Recognition
The British Mortgage Awards has celebrated 20 years of recognising individual excellence in the mortgage sector, with reflections from early…
Bungalow Construction Hits Historic Low Amid Housing Policy Debate
New-build bungalows now make up just 1-2% of completions, with developers citing land use and policy constraints. The decline raises concern…
Government Considers State-Owned Housebuilder Amid Falling Completions
Reports indicate the government is considering a state-owned housebuilder as new home completions fall short of targets, with viability and …
Second Charge Mortgages Gain Ground Amid Economic Uncertainty
Second charge mortgages are becoming a mainstream option as borrowers seek alternatives to remortgaging in a high-cost, uncertain market, ac…
Omni Protect Appoints Richard Waters as Head of Strategic Partnerships
Omni Protect has named Richard Waters as head of strategic partnerships for protection and health, following his extensive career at HSBC Li…
FCA Considers Flexible Mortgage Rules to Support Diverse Borrowers
The FCA is consulting on changes to mortgage rules, aiming to give lenders more flexibility in assessing borrowers' finances and to maintain…
LHV Bank Names Harper Macleod as Scottish Legal Partner
LHV Bank has appointed Harper Macleod as its primary Scottish legal adviser to support its growth in Scotland’s commercial lending market.…
Nottingham Building Society Reduces Mortgage and Stress Rates
Nottingham Building Society has cut mortgage rates by up to 0.32% and reduced stress rates across several product ranges, following earlier …
Burnham Announces Major Council House Building Plan
Andy Burnham has pledged the largest council house building programme since the post-war era, alongside plans for further decentralisation a…
Mortgage Advice Bureau Appoints Jo Stent as Group CFO
Jo Stent will become group CFO of Mortgage Advice Bureau from 1 October 2026, following Emilie McCarthy's departure. Stent joins with over 2…
FCA Proposes Clearer Consumer Duty Rules and Scope for UK Firms
The FCA is proposing changes to clarify the application and scope of Consumer Duty, focusing on UK customers and simplifying its rules for f…
The Tipton Reduces Mortgage Rates and Launches New Products
The Tipton & Coseley Building Society has cut mortgage rates by up to 0.14% and introduced new products, including options for expat and lim…
Shortlist Announced for Mortgage Strategy Specialist Lending Awards 2026
The shortlist for the Mortgage Strategy Specialist Lending Awards 2026 has been revealed, recognising excellence in the specialist lending s…
Tipton & Coseley Launches 90% LTV Mortgages for Expat Buyers
Tipton & Coseley Building Society has introduced 90% LTV products to its expat residential mortgage range, with new fixed and discount rate …
Report Highlights UK Towns Offering Most Space for Average Home Price
A new report compares what type of home buyers can get for the average UK asking price in different towns.…
Nationwide Reports June Dip in UK House Prices
Nationwide data shows UK house prices edged down in June, but remain nearly £6,000 higher than a year ago.…
Housebuilding Falls in Over Half of English Local Authorities
More than half of local authorities in England are building fewer homes than in 2020-21, according to figures reported by This Is Money Mort…
Energy Bills for Poorly Rated Homes Rise by £591 a Year
Homes with the lowest eco ratings could now face £591 higher annual energy bills as the energy price cap increases.…
West Brom Expands Residential Mortgage Range and Cuts Select Fixed Rates
West Brom Building Society has launched new interest only and discount variable mortgage products, and reduced rates on select three- and fi…
Tipton & Coseley Raises Expat Residential LTV to 90% and Adds New Mortgage Options
Tipton & Coseley Building Society has increased its maximum loan-to-value for expat residential mortgages to 90% and introduced new fixed an…