Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Solutions. Read the original article for full details.
LendInvest and Aldermore Expand Buy-to-Let Product Ranges
LendInvest has added semi-commercial options to its buy-to-let (BTL) range, while Aldermore has launched new limited-edition BTL products. Both lenders are aiming to support advisers and property investors with expanded offerings.
LendInvest’s new semi-commercial BTL products are designed for mixed-use properties. The lender reports that the semi-commercial sector now accounts for 24% of its commercial lending, with application volumes doubling in 2024 and rising by 58% in 2025. According to LendInvest, residential flats above retail units make up 69% of all mixed-use applications.
The semi-commercial BTL products are available on two- and five-year fixed terms, starting at 5.94% for individuals and limited companies that meet the lender’s Tier 1 and Tier 2 criteria. Expats are also eligible, provided a professional UK-based management agent oversees the asset.
Aldermore has expanded its BTL range with limited-edition products, including a pair of five-year fixed rates. For individuals and limited companies with single residential investment properties, there is a five-year fixed rate at 75% loan to value (LTV) with no fee, priced at 5.94%. For borrowers with multi-property residential portfolios, the corresponding product is priced at 5.89%.
These developments provide letting agents and inventory clerks with new options to present to landlords and property investors, particularly those interested in mixed-use or portfolio properties.
Source: Mortgage Solutions