Mortgage Rates See Largest Monthly Drop of 2024
Market Updates

Mortgage Rates See Largest Monthly Drop of 2024

By Dr. Priya Sharma, Property Markets Analyst · 16 July 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by This Is Money Mortgages. Read the original article for full details.

Mortgage Rates See Largest Monthly Drop of 2024

The average two and five-year fixed rate mortgage have both fallen in the last four weeks, reaching their lowest point since the start of the conflict.

This development may be of interest to UK letting agents and inventory clerks monitoring mortgage trends and their potential impact on the property market. The report also notes that brokers are concerned about the possible effects of the Middle East situation on future rates.


Source: This Is Money Mortgages
About the author
Dr. Priya Sharma
Property Markets Analyst

Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.

PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.

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