NatWest to Offer Mortgages Up to 6.5 Times Salary
Market Updates

NatWest to Offer Mortgages Up to 6.5 Times Salary

By Dr. Priya Sharma, Property Markets Analyst · 19 May 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by This Is Money Mortgages. Read the original article for full details. Many UK teams now handle this with dedicated property inventory software.

NatWest to Offer Mortgages Up to 6.5 Times Salary

NatWest is increasing its mortgage lending cap for certain borrowers to 6.5 times their salary, according to a report by This Is Money Mortgages. Traditionally, banks have limited mortgages to 4.5 times the borrower's salary.

This change could impact affordability assessments and borrowing potential for some applicants. Letting agents and inventory clerks may wish to monitor how this development affects demand in the UK property market.


Source: This Is Money Mortgages
About the author
Dr. Priya Sharma
Property Markets Analyst

Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.

PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.

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