Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Solutions. Read the original article for full details.

Ultimate Finance Expands Semi-Commercial Bridging Loan to Full Broker Network

Ultimate Finance has extended the distribution of its semi-commercial bridging loan to its entire broker network. The product, previously available only through selected partners, now offers funding of up to £4 million for properties with both residential and commercial elements.

The semi-commercial bridging loan supports a range of strategies, including purchases, refinancing, refurbishment, and development exit strategies. According to Mortgage Solutions, the lender developed this proposition in response to broker feedback and changing demand for semi-commercial finance.

So far in 2026, Ultimate Finance has advanced £49 million in lending. The launch of this expanded product aligns with the company’s ambition to broaden its range of funding options.

At the end of last month, Ultimate Finance also increased the maximum loan size for asset finance to £3 million.

This development may be of interest to UK letting agents and inventory clerks working with clients involved in mixed-use property transactions, as it could provide additional funding options for acquisitions, refurbishments, or refinancing of properties that combine residential and commercial spaces.