Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Solutions. Read the original article for full details.

Ultimate Finance Reports Record £430m Loan Book in H1 2026

Ultimate Finance has announced that its loan book reached a record £430 million at the end of June 2026. The specialist lender provided £153 million in new facilities during the first six months of the year, marking its highest half-year total to date.

The company reported a 21% year-on-year increase in its loan book, which included £165 million in working capital lending, up 19% from the previous year. New business volumes in working capital rose by 10% to £38 million. Asset finance also saw significant growth, rising 30% year-on-year to £165 million, with £65 million of new business completed in the first half of 2026, a 31% increase compared to the same period last year.

Ultimate Finance’s bridging finance loan book grew by 10% year-on-year, closing June at £100 million. The bridging division delivered £50 million of new business, up 19% on the previous year. In addition to its financial growth, the lender expanded its workforce by 21 employees in the first half of 2026, as part of ongoing investment in its operations and leadership teams.

Last month, Ultimate Finance widened the distribution of its semi-commercial bridging loan to its full broker network.

These developments may be of interest to UK letting agents and inventory clerks monitoring trends in property finance, particularly in the bridging and asset finance sectors.