Accord Mortgages Cuts Rates on 80% LTV Buy-to-Let Products
Market Updates

Accord Mortgages Cuts Rates on 80% LTV Buy-to-Let Products

By Dr. Priya Sharma, Property Markets Analyst · 5 August 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Solutions. Read the original article for full details.

Accord Mortgages Cuts Rates on 80% LTV Buy-to-Let Products

Accord Mortgages has reduced rates by 10 basis points across its 80% loan-to-value (LTV) buy-to-let (BTL) mortgage range. The changes apply to both remortgage and purchase products for landlords.

For those remortgaging at 80% LTV, Accord’s five-year fixed rate has dropped from 5.67% to 5.57%. This product comes with a £995 fee, standard valuation, and remortgage legal service.

For house purchasers, the two-year fixed rate at 80% LTV has been reduced from 5.91% to 5.81%. This product also includes a £995 fee and standard valuation.

Additionally, the five-year fixed rate for landlords purchasing a property at 80% LTV has decreased from 5.6% to 5.5%, with the same £995 fee and standard valuation.

These rate reductions may be of interest to letting agents and inventory clerks working with landlords considering remortgaging or purchasing new buy-to-let properties, particularly those with smaller deposits.


Source: Mortgage Solutions
About the author
Dr. Priya Sharma
Property Markets Analyst

Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.

PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.

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