Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Solutions. Read the original article for full details.

Afin Bank Hires Three Specialist Underwriters for Resi, BTL and Bridging

Afin Bank has recruited three underwriters to its team to cover residential, buy-to-let (BTL), and bridging business. Each new hire brings experience in specialist lending and manual underwriting, which Afin Bank stated is integral to its strategy of supporting underserved customers.

James Hollinshead joins the bank with 25 years of experience in financial services, including roles in commercial underwriting at The Co-operative Bank, Yorkshire Building Society, and Principality Building Society. Jude Miranda, who has worked in the sector for 30 years and joins from GB Bank, brings experience across residential and commercial loans, with previous positions at Shawbrook Bank, Hampshire Trust Bank, Masthaven Bank, and Platform Home Loans.

Sanjay Patel, previously an underwriter at Precise Mortgages for more than nine years, also joins the team with experience in residential and BTL mortgages. All three underwriters have backgrounds in manual underwriting, which Afin Bank highlights as a key part of its approach to serving customers whose needs may not fit standard automated lending criteria.

Jason Oakley, CEO of Afin Bank, welcomed the new underwriters, noting their expertise and passion for supporting brokers and borrowers. The appointments are part of Afin Bank’s ongoing efforts to deliver lending products to a diversified customer base, including those in niche segments of the UK property market.

For letting agents and inventory clerks, these appointments may signal Afin Bank’s continued focus on specialist lending areas, including buy-to-let and bridging finance, which are relevant to property professionals working with landlords and investors.