Bank of England expected to hold rates at 3.75% as mortgage costs rise
UK Property News

Bank of England expected to hold rates at 3.75% as mortgage costs rise

By The Property AI Newsroom, Editorial Team · 14 September 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by PropertyWire. Read the original article for full details.

Bank of England expected to hold rates at 3.75% as mortgage costs rise

The Bank of England is expected to hold interest rates at 3.75% at Thursday's decision, according to a report by PropertyWire. Three members of the Monetary Policy Committee favoured an increase.

The decision comes as mortgage costs have risen over the past 10 days, with swap rates hitting a three-year high. Mortgage approvals also fell to 56,100 in July.

What this means for letting agents and inventory clerks

Rising mortgage costs and softer approval numbers may affect landlord decision-making in the buy-to-let market. Letting agents and inventory clerks should keep the backdrop in mind as the Bank of England's decision approaches.


Source: PropertyWire
About the author
The Property AI Newsroom
Editorial Team

The Property AI Newsroom curates daily UK lettings and property news for letting agents, inventory clerks, and property professionals. Our articles are AI-assisted and reviewed against authoritative trade publications and government sources. Every article carries a citation back …

AI-assisted reporting, sourced from Property118, Letting Agent Today, Landlord Today, Gov.UK MHCLG, The Negotiator, PropertyWire and Mortgage Solutions.

Streamline Your Property Management

See how The Property AI helps landlords and letting agents create inventory reports and grow their business.

Book a Free Demo