Buckinghamshire Building Society Cuts Rates on Residential and BTL Products
Market Updates

Buckinghamshire Building Society Cuts Rates on Residential and BTL Products

By Dr. Priya Sharma, Property Markets Analyst · 28 July 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Strategy. Read the original article for full details.

Buckinghamshire Building Society Cuts Rates on Residential and Specialist Lending

Buckinghamshire Building Society has announced rate reductions across its residential and specialist lending ranges. The changes affect residential, impaired credit, and buy-to-let (BTL) products, with new lower rates now available for customers with higher levels of equity.

Everyday residential discounted products have been reduced by 40 basis points. Rates are now available from 4.89% up to 70% loan-to-value (LTV) and 4.99% up to 80% LTV.

The society has also lowered rates across its specialist lending ranges for borrowers with impaired credit, including its Credit Revive and Credit Restore products. Several limited company BTL and limited company holiday let products have been repriced, with options available to expat landlords.

Portfolio BTL and expat portfolio BTL fixed rates have both been reduced by 20 basis points.

These changes may be relevant to letting agents and inventory clerks working with landlords and property investors, particularly those managing portfolios or serving clients with complex borrowing needs.


Source: Mortgage Strategy
About the author
Dr. Priya Sharma
Property Markets Analyst

Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.

PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.

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