Buy to Let Lenders Reduce Mortgage Rates for Landlords
UK Property News

Buy to Let Lenders Reduce Mortgage Rates for Landlords

By Jordan Hale, Senior Lettings Editor · 9 August 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by Property118. Read the original article for full details.

Buy to Let Lenders Reduce Mortgage Rates for Landlords

Several buy to let lenders have announced reductions in mortgage rates for landlords. Accord Mortgages has lowered every fixed-rate product at 80% loan-to-value (LTV) by 0.10 percentage points, while its lower LTV range remains unchanged.

According to Property118, landlords seeking higher LTV finance have seen these rate cuts, as well as increased borrowing capacity on residential bridging deals. Accord Mortgages’ five-year purchase fix is now set at 5.50%.

These changes may be relevant for letting agents and inventory clerks working with landlords who are considering new buy to let investments or refinancing existing properties. The adjustments in mortgage rates and borrowing capacity could influence landlord decisions in the current UK property market.


Source: Property118
About the author
Jordan Hale
Senior Lettings Editor

Jordan Hale leads The Property AI's lettings coverage with a focus on UK rental legislation, agent compliance, and the day-to-day pressures facing letting agents. Articles bylined Jordan Hale combine current trade reporting with practical guidance for letting agents and inventory…

Specialises in: Renters' Rights Act, EPC regulations, tenancy deposit schemes, agent licensing, Right to Rent compliance.

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