Buy to Let Remortgaging Reaches Record High, Reports Property118
UK Property News

Buy to Let Remortgaging Reaches Record High, Reports Property118

By Jordan Hale, Senior Lettings Editor · 4 August 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by Property118. Read the original article for full details.

Buy to Let Remortgaging Reaches Record High

Buy to let remortgaging has reached a record high, according to a report by Property118. In the 12 months to June, 57% of leveraged landlords arranged a new loan, remortgage, or product transfer.

This figure is 10 percentage points higher than the previous quarter and matches the peak recorded at the end of 2025. Two years ago, the figure stood at 39%.

For UK letting agents and inventory clerks, this trend may signal increased activity in the buy to let sector, with more landlords seeking to refinance their properties. The rise in remortgaging could impact tenancy management and property turnover, as landlords adjust their portfolios in response to changing financial conditions.


Source: Property118
About the author
Jordan Hale
Senior Lettings Editor

Jordan Hale leads The Property AI's lettings coverage with a focus on UK rental legislation, agent compliance, and the day-to-day pressures facing letting agents. Articles bylined Jordan Hale combine current trade reporting with practical guidance for letting agents and inventory…

Specialises in: Renters' Rights Act, EPC regulations, tenancy deposit schemes, agent licensing, Right to Rent compliance.

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