Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Strategy. Read the original article for full details.
Company Ownership Approaches Half of UK Buy-to-Let Sector
Almost half of UK buy-to-let properties are now owned through companies, according to data from finance platform Lendlord. The platform’s Q3 2026 UK BTL Market Report found that 45.1% of buy-to-let properties were held in company structures, while 54.9% remained under private ownership.
The data highlights a clear divide in ownership models based on portfolio size. Among landlords with 20 or more properties, company ownership rises to 57.6%, making it the majority model for larger portfolios. For landlords with 11 or more properties, company structures become the typical ownership vehicle, while smaller landlords continue to favour private ownership.
Geographically, company ownership is more established in regions such as the North East, Yorkshire & Humberside, and Scotland. The report indicates that private ownership still dominates among smaller landlords, but company structures are increasingly common in larger portfolios and certain regions.
These findings are relevant for UK letting agents and inventory clerks, as the shift towards company ownership may influence how portfolios are managed and administered, particularly for larger landlords and in regions where company structures are more prevalent.
Source: Mortgage Strategy