Five-year fixed rate mortgages hit highest levels since 2023
Market Updates

Five-year fixed rate mortgages hit highest levels since 2023

By Dr. Priya Sharma, Property Markets Analyst · 18 September 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by This Is Money Mortgages. Read the original article for full details.

Five-year fixed rate mortgages hit highest levels since 2023

The average five-year fixed rate mortgage has hit its highest level since 2023, according to the latest data from Moneyfacts. This Is Money Mortgages describes the development as following a 'dark week' for borrowers.

What this means for the rental market

Rising mortgage costs can affect landlords with finance due for renewal, which in turn may influence rental market conditions. Letting agents and inventory clerks should be aware that borrowing costs are moving higher, as reported by Moneyfacts data cited in the source article.

For the full figures and analysis, readers are directed to the original report.


Source: This Is Money Mortgages
About the author
Dr. Priya Sharma
Property Markets Analyst

Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.

PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.

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