Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Solutions. Read the original article for full details.

Gable Mortgages Added to Mortgage Brain's Sourcing Brain Platform

Gable Mortgages has joined Mortgage Brain's sourcing platform, Sourcing Brain, making its zero-deposit mortgage products available for brokers to research. The lender, which only launched this year, offers zero-deposit, 100% loan-to-value (LTV) mortgages aimed at young professionals, key workers, and those buying new-build homes or standard properties as first-time or next-time buyers.

What This Means for Advisers

Via Sourcing Brain, brokers can now research Gable Mortgages' zero-deposit products, which the report notes are especially relevant for placing first-time buyer and key worker enquiries. The Sourcing Brain module includes twice-daily product updates, giving brokers access to up-to-date data in the UK market.

Neil Wyatt, chief commercial officer at Mortgage Brain, said the firm was delighted to welcome Gable Mortgages to the platform, giving intermediaries access to another specialist lender through a platform built to make product research quicker, clearer and more accurate. He noted that Sourcing Brain has recently been upgraded to deliver results up to 10 times faster, with an improved user interface and navigation.

Wyatt added that the online availability of Sourcing Brain means users can access the tool whenever and wherever they need, whether working from the office or meeting with clients.

Lender's Perspective

Lisa Crane, mortgage operations director at Gable Mortgages Limited, said being added to Sourcing Brain is an important step in making the lender's zero-deposit proposition more accessible to brokers and their clients. She said Gable Mortgages is focused on helping customers who can afford mortgage repayments but have been held back by the challenge of saving a traditional deposit.

Crane added that by making its products easier to research and compare through Sourcing Brain, the lender can support advisers in identifying suitable opportunities more efficiently and help more aspiring homeowners move from "generation rent to generation able".

Why It Matters for the Lettings Sector

For letting agents and inventory clerks, the arrival of zero-deposit, 100% LTV products on a mainstream sourcing platform may be relevant when advising prospective tenants considering a move into homeownership, particularly first-time buyers and key workers, though the report itself focuses on the broker and intermediary market.