Government to Abolish Insured Tenancy Deposit Schemes
UK Property News

Government to Abolish Insured Tenancy Deposit Schemes

By Jordan Hale, Senior Lettings Editor · 18 July 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by Landlord Today. Read the original article for full details.

Government to Abolish Insured Tenancy Deposit Schemes

The government is set to stop landlords from holding tenants’ deposits in their own bank accounts. Housing minister Matthew Pennycook has announced proposals to abolish insured tenancy deposit schemes.

Currently, these schemes allow landlords and letting agents to retain tenant deposits if they pay a fee to protect the funds. The proposed changes would end this arrangement, affecting how deposits are managed in the private rented sector.

Letting agents and inventory clerks should be aware of these upcoming changes, as they may impact deposit handling procedures and compliance requirements.


Source: Landlord Today
About the author
Jordan Hale
Senior Lettings Editor

Jordan Hale leads The Property AI's lettings coverage with a focus on UK rental legislation, agent compliance, and the day-to-day pressures facing letting agents. Articles bylined Jordan Hale combine current trade reporting with practical guidance for letting agents and inventory…

Specialises in: Renters' Rights Act, EPC regulations, tenancy deposit schemes, agent licensing, Right to Rent compliance.

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