HTB Launches New Pricing Bands for Semi-Commercial Loans
Market Updates

HTB Launches New Pricing Bands for Semi-Commercial Loans

By Dr. Priya Sharma, Property Markets Analyst · 22 July 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Strategy. Read the original article for full details.

HTB Launches New Pricing Bands for Semi-Commercial Loans

Hampshire Trust Bank (HTB) has enhanced its Semi-Commercial proposition by introducing a new pricing band for loans between £250,000 and £1 million, with rates starting from 6.64%. The bank has also launched a new 65% loan-to-value (LTV) range, with rates from 6.24%.

According to HTB, these changes provide brokers with greater choice across different loan sizes and LTVs when placing semi-commercial cases. The new pricing options are available immediately across HTB’s Semi-Commercial proposition.

For UK letting agents and inventory clerks, these enhancements may be relevant for clients involved in mixed-use property transactions, as the updated proposition could impact financing options and deal structures.


Source: Mortgage Strategy
About the author
Dr. Priya Sharma
Property Markets Analyst

Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.

PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.

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