Landlord Mortgage Rates Reduced by Multiple Lenders
UK Property News

Landlord Mortgage Rates Reduced by Multiple Lenders

By Jordan Hale, Senior Lettings Editor · 1 September 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by Property118. Read the original article for full details.

Landlord Mortgage Rates Fall Across Lenders

Landlords seeking to fix their borrowing costs are now being offered lower mortgage rates across a range of products. According to Property118, reductions have been made by several lenders, including Paragon Bank and United Trust Bank (UTB).

Paragon Bank has cut fixed rates by 15 basis points across its Core and Tailored ranges, with pricing now starting from 3.40%. United Trust Bank has also reduced its two-year fixed rates by up to 50 basis points.

These changes apply to standard, specialist, and large portfolio mortgage products. The reductions may be relevant for letting agents and inventory clerks whose clients are considering new buy-to-let mortgage options or refinancing existing properties.


Source: Property118
About the author
Jordan Hale
Senior Lettings Editor

Jordan Hale leads The Property AI's lettings coverage with a focus on UK rental legislation, agent compliance, and the day-to-day pressures facing letting agents. Articles bylined Jordan Hale combine current trade reporting with practical guidance for letting agents and inventory…

Specialises in: Renters' Rights Act, EPC regulations, tenancy deposit schemes, agent licensing, Right to Rent compliance.

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