ModaMortgages Unveils Limited-Edition Five-Year Buy-to-Let Fixes
Market Updates

ModaMortgages Unveils Limited-Edition Five-Year Buy-to-Let Fixes

By Dr. Priya Sharma, Property Markets Analyst · 12 August 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Solutions. Read the original article for full details.

ModaMortgages Unveils Limited-Edition Five-Year Buy-to-Let Fixes

ModaMortgages has launched a range of limited-edition five-year fixed rate buy-to-let mortgage products. The new offerings include free valuations and are available for both individual and limited company landlords.

The products are suitable for single dwelling properties, with rates starting from 5.14%. The range also includes deals for houses in multiple occupation (HMO) and multi-unit freehold block (MUFB) properties with up to six bedrooms or units, with rates beginning at 5.24%.

There are different fee options available, and the products can be accessed at either 75% or 80% loan to value (LTV). The launch is aimed at providing more choice and flexibility for landlords in the buy-to-let market.

For letting agents and inventory clerks, these new mortgage options may be relevant for clients managing single lets, HMOs, or MUFBs, particularly those seeking longer-term fixed rates and higher LTV options.


Source: Mortgage Solutions
About the author
Dr. Priya Sharma
Property Markets Analyst

Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.

PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.

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