Mortgage Rates Continue Downward Trend, Lowest Now Around 4.2%
Market Updates

Mortgage Rates Continue Downward Trend, Lowest Now Around 4.2%

By Dr. Priya Sharma, Property Markets Analyst · 1 July 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by This Is Money Mortgages. Read the original article for full details.

Mortgage Rates Continue Downward Trend, Lowest Now Around 4.2%

Mortgage rates are on a downward path, according to a report by This Is Money Mortgages. The lowest rates have dropped from around 4.8 per cent to around 4.2 per cent over the past couple of months.

This trend may be relevant for UK letting agents and inventory clerks monitoring changes in the mortgage market. The report highlights the recent movement in rates but does not provide further details.


Source: This Is Money Mortgages
About the author
Dr. Priya Sharma
Property Markets Analyst

Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.

PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.

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