Newcastle Cuts Rates, Cambridge Relaunches Interest-Only Mortgages
Market Updates

Newcastle Cuts Rates, Cambridge Relaunches Interest-Only Mortgages

By Dr. Priya Sharma, Property Markets Analyst · 24 July 2026 · 1 min read

Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Strategy. Read the original article for full details.

Newcastle Reduces Rates, Cambridge Adds Interest-Only Options

Newcastle Building Society has reduced its mortgage rates by up to 34 basis points, according to a report by Mortgage Strategy. The new rates are now live, but Newcastle has not disclosed which specific deals have changed.

Cambridge Building Society has relaunched a selection of interest-only fixed rate mortgage products. The lender is now offering a two-year fixed rate at 70% loan-to-value for 5.44% with a £1,999 fee, as well as a five-year fixed rate at 5.54% with the same fee.

Leeds Building Society is also set to reprice its mortgage products, with changes expected tomorrow. However, no specific rates have been provided at this time.

Other lenders, including Nationwide, HSBC, Virgin, and Accord, have also lowered their mortgage prices in recent days.

These changes may be relevant to letting agents and inventory clerks monitoring mortgage product trends, as shifts in rates and product availability can impact landlord and tenant decisions in the UK property market.


Source: Mortgage Strategy
About the author
Dr. Priya Sharma
Property Markets Analyst

Dr. Priya Sharma writes The Property AI's data-led coverage of UK property markets — rental indices, sold-price trends, mortgage flows, and regional analysis. Articles bylined Dr. Sharma cite ONS, Land Registry, Bank of England, and primary research data.

PhD Economics. Specialises in: ONS Index of Private Housing Rental Prices, Land Registry data, regional rental analysis, mortgage approvals trends.

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