Editor's note: This brief was summarised by The Property AI Newsroom from a report by PropertyWire. Read the original article for full details.
Rising buy-to-let rates threaten landlords on bridging loans
Landlords who used bridging loans to buy properties face potential shortfalls as buy-to-let mortgage rates climb and lender stress testing tightens, according to PropertyWire.
The report states that average two-year buy-to-let rates have risen to 5.36%, up from 4.88% in September 2025.
What this means for agents
For letting agents and inventory clerks, the reported pressure on landlords relying on bridging finance may affect portfolio stability in the rental market. The source gives no detail beyond the headline and the rate figures above, so agents should read the original article for the full picture.
Source: PropertyWire