FCA Highlights Emotional Barriers to Later Life Lending
Market Updates

FCA Highlights Emotional Barriers to Later Life Lending

The FCA has warned that emotional factors, particularly shame, are a major barrier to later life lending, affecting both older first-time buyers and those considering equity release.

3 July 2026 · 2 min read
Halifax Intermediaries to Rebrand as Lloyds in 2027
Market Updates

Halifax Intermediaries to Rebrand as Lloyds in 2027

Halifax Intermediaries will change its brand to Lloyds in 2027. The FCA's plans to clarify Consumer Duty rules and lender rate changes were also highlighted this week.

3 July 2026 · 1 min read
Keystone Launches Special-Edition HMO and MUFB Buy-to-Let Products
Market Updates

Keystone Launches Special-Edition HMO and MUFB Buy-to-Let Products

Keystone Property Finance has introduced special-edition HMO and MUFB products with lower rates and a simplified fee structure, aiming to streamline its buy-to-let offering.

3 July 2026 · 1 min read
Case Study Reveals True Earnings of £3.4m UK Property Portfolio
UK Property News

Case Study Reveals True Earnings of £3.4m UK Property Portfolio

A Property118 case study examines the real cashflow and returns of a £3.4 million UK property portfolio, highlighting the impact of mortgage rates and operating costs.

3 July 2026 · 2 min read
Omni Protect Appoints Richard Waters as Head of Strategic Partnerships
Market Updates

Omni Protect Appoints Richard Waters as Head of Strategic Partnerships

Omni Protect has named Richard Waters as its new head of strategic partnerships for protection and health, focusing on new initiatives and industry collaboration.

3 July 2026 · 1 min read
Average Fixed Mortgage Rates Fall to Lowest Level Since March
Market Updates

Average Fixed Mortgage Rates Fall to Lowest Level Since March

Average fixed-rate mortgage prices have dropped to their lowest level since March, with both two- and five-year fixes now at 5.51%, according to Moneyfacts.

3 July 2026 · 2 min read
Lender Innovation Targets First-Time Buyer Barriers Post-Help to Buy
Market Updates

Lender Innovation Targets First-Time Buyer Barriers Post-Help to Buy

Accord Mortgages highlights lender innovation to support first-time buyers facing affordability and deposit challenges after the end of Help to Buy.

3 July 2026 · 2 min read
Precise Launches Cashback Deals; ModaMortgages Cuts BTL Rates
Market Updates

Precise Launches Cashback Deals; ModaMortgages Cuts BTL Rates

Precise has introduced limited-edition residential products with cashback, while ModaMortgages has reduced rates on its buy-to-let range, including HMOs and MUFBs.

3 July 2026 · 1 min read
Nottingham Building Society Cuts Rates and Lowers Stress Tests
Market Updates

Nottingham Building Society Cuts Rates and Lowers Stress Tests

Nottingham Building Society has reduced mortgage rates by up to 32 basis points and lowered stress rates, aiming to boost affordability for borrowers.

3 July 2026 · 1 min read
Brokers Highlight Key Misconceptions Among First-Time Buyers
Market Updates

Brokers Highlight Key Misconceptions Among First-Time Buyers

Industry leaders say many first-time buyers delay homeownership due to misconceptions about affordability and eligibility, impacting their long-term financial prospects.

3 July 2026 · 2 min read
British Mortgage Awards 2026: Winners Announced
Market Updates

British Mortgage Awards 2026: Winners Announced

The British Mortgage Awards 2026 winners have been announced, recognising excellence across the UK mortgage sector. Rachael won the Buy to Let Broker category.

3 July 2026 · 1 min read
Accord and HSBC Announce Mortgage Rate Reductions and Product Changes
Market Updates

Accord and HSBC Announce Mortgage Rate Reductions and Product Changes

Accord Mortgages and HSBC have both announced reductions to their mortgage rates, with Accord also lowering its minimum loan size and relaunching selected products.

3 July 2026 · 2 min read