Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Solutions. Read the original article for full details.

OSB Group Reports 10% Rise in Lending to £2.3bn in H1 2026

OSB Group completed £2.3bn in originations during the first six months of 2026, representing a 10% increase compared to the same period last year. The group’s buy-to-let (BTL) originations rose 10% to over £1bn, with its OneSavingsBank (OSB) segment reporting a 23% increase to £1bn.

The Charter Court Financial Services (CCFS) division, which is winding down its Precise BTL business as it pivots to residential lending, reported an 81% decline in BTL originations to £21.6m. Meanwhile, CCFS saw an 81% surge in residential originations to £385.3m.

OSB Group’s commercial mortgage originations were relatively flat, with a 3% year-on-year fall to £301.4m. Asset finance lending declined 7% to £114.7m. Development finance originations increased by 12% to £126.9m, and bridging originations grew 2% to £338.1m.

The group also launched its Rely brand, which has seen over 5,000 brokers register, and reported faster completion and application-to-offer times. OSB Group is preparing to relaunch the Precise 2.0 residential brand on its lending platform.

For letting agents and inventory clerks, the reported resilience and activity in the BTL market, as well as the focus on asset quality by landlords, may be of particular interest. The group also noted that landlords remaining in the market are often professional and focused on long-term strategies, including compliance with licensing requirements and maintaining strong communication with tenants.