Editor's note: This brief was summarised by The Property AI Newsroom from a report by Mortgage Solutions. Read the original article for full details.
Stamp Duty Changes Ruled Out as Tax Crackdown and Rate Hikes Top Broker News
The Prime Minister has ruled out any changes to stamp duty in this year's Autumn Budget, according to Mortgage Solutions. This announcement was the most read mortgage broker story of the week ending 31 July 2026.
Other highly read stories included HMRC’s ongoing crackdown on unpaid taxes, with landlords paying £104 million as part of this effort. Mortgage rate changes were also in focus, with Halifax, TSB, and BM Solutions announcing further rate hikes.
The extension of Help to Buy Wales was another key topic, alongside the launch of a 100% loan-to-value JBSP mortgage by Just Mortgages and April Mortgages. Additional coverage included the need for more education for parents on first-time buyer mortgage support, as highlighted by Family BS.
Lloyds retained its leading position in residential lending, while Santander saw a significant increase in buy-to-let business, according to UK Finance. The mortgage network league table revealed a growth divide among the largest firms.
The Bank of England’s decision to hold the base rate was noted for providing stability, though the outlook was described as more hawkish. House purchase approvals have increased, but the market recovery remains uneven, according to the Bank of England.
These developments are particularly relevant for UK letting agents and inventory clerks, as changes in stamp duty, tax enforcement, and mortgage rates can directly impact landlord activity, property transactions, and the wider rental market.
Source: Mortgage Solutions